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🎄 Brighten Your Holidays with a Little Extra Cheer! 🎁
Richmond Heritage Federal Credit Union is excited to announce our Holiday Loan Special, available November 1 – December 31, 2025!

Need a little boost this season? Borrow up to $1,200 with a 12.00% APR and a 12-month term—perfect for gifts, travel, or holiday expenses.

Eligibility Requirements:
✔️ Active RHFCU membership with a checking account
✔️ No negative share accounts
✔️ No delinquent or charged-off accounts

All loans are subject to credit approval.

📞 Apply Today!
Call 804-233-8872 or visit www.richheritage.org